We are In-Network and Accept Major Insurance Plans
At Healthy Life Choices, we prioritize accessibility by accepting various insurance plans, including private and employee assistance plans. Insurers regularly update their coverage offerings, so we encourage you to verify your insurance coverage before your initial visit. Below, you’ll find our current coverage list. Should you have any inquiries or require assistance with verifying your coverage, please don’t hesitate to reach out to us. Our team is dedicated to supporting you every step of the way.
We accept the following insurance plans:
- AMERIGROUP
- Ambetter
- Anthem
- CareSource
- Cigna
- Humana
- Magellan
- Medicare
- Optum
- Peach State Health Plan
Self-Pay Session Rates
The average cost per session ranges from $90 – $250:
Individual Counseling Sessions
$90 – $250
Family or Couples Counseling Sessions
$200
Group Therapy Sessions
$90
Video Counseling Sessions
$150 – $200
Take the first step with Healthy Life Choices, GA today.
At Healthy Life Choices, we prioritize accessibility by accepting various insurance plans, including private and employee assistance plans.
Hi, I'm Dr. Treva Jones.
And I’m here to help you live a brighter, better life. Check out our About page to learn more about me and our private practice.
Understanding Our Insurance & Payment Policies
We are honored that you trust us with your mental health care. Our commitment is to provide high-quality, trauma-responsive services, while insurance determinations remain the responsibility of the companies that administer those benefits.
Clear Understanding of Coverage
Navigating insurance can be overwhelming, and our goal is to remain transparent and supportive so you can make informed decisions. Due to challenges in obtaining consistent information from insurance companies, we no longer advertise participation with most major plans.
Coverage varies widely by policy, and we are unable to guarantee specific benefits. We strongly encourage you to request written details of your mental health coverage and expected out-of-pocket costs directly from your provider.
Please note that clients are responsible for any balances not covered by insurance.
We proudly serve private-pay and out-of-network clients. We are happy to provide superbills upon request for potential reimbursement, depending on your plan’s benefits.
Next Steps
Before scheduling, we recommend contacting your insurance provider to clarify your out-of-network coverage. Asking for a written explanation of benefits helps prevent unexpected expenses.
If you have questions about these policies, our team is happy to assist. We look forward to supporting you on your healing journey.
Self-Pay Session Rates
The average cost per session ranges from $90 – $250:
Individual Counseling Sessions
$90 – $250
Family or Couples Counseling Sessions
$200
Group Therapy Sessions
$90
Video Counseling Sessions
$150 – $200
Take the first step with Healthy Life Choices, GA today.
Hi, I'm Dr. Treva Jones.
And I’m here to help you live a brighter, better life. Check out our About page to learn more about me and our private practice.
Frequently Asked Questions (FAQs)
Do you accept insurance?
We do not currently advertise participation with most major insurance plans due to frequent inconsistencies in coverage determinations. We primarily serve private-pay and out-of-network clients and are happy to provide superbills for possible reimbursement, depending on your plan.
What does “out-of-network” mean?
Being out-of-network means we do not have a direct contract with your insurance company. You pay us directly for services, and your insurer may reimburse you for a portion of the cost—if your plan includes out-of-network mental-health benefits.
Will my insurance reimburse me?
Reimbursement depends entirely on your specific policy. Each plan is different, even within the same insurance company. We cannot guarantee reimbursement or payment amounts.
What is a superbill?
A superbill is a detailed receipt that includes diagnosis codes, service dates, and fees. You may submit it to your insurance company to request reimbursement if your plan allows. We provide superbills upon request.
Why do I need to contact my insurance company myself?
Insurance companies determine benefits—not providers. Because coverage and policies change frequently, we require clients to contact their insurer directly for the most accurate information about their mental-health benefits and financial responsibility.
What should I ask my insurance company before scheduling?
- Do I have out-of-network mental-health benefits?
- What is my deductible and how much has been met?
- What percentage will be reimbursed per session?
- Is there a session limit per year?
- Are pre-authorizations required?
- Can you email me a written explanation of my coverage?
Who is responsible for payment?
Clients are responsible for all fees at the time of service, regardless of insurance reimbursement status. Any portion not paid by insurance remains the client’s responsibility.
Do you verify benefits for clients?
At this time, we do not complete insurance verification or spend extended time contacting insurance companies on clients’ behalf. We rely on clients to obtain benefit information directly from their insurer.
What happens if my insurance denies the claim?
Can I use my HSA or FSA card?
Yes—most Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used for therapy services. Please confirm eligibility with your plan administrator.
Do you offer payment plans or sliding scale fees?
Policies regarding payment options may vary by provider and service. Please contact our office to inquire about current availability.
Why is payment required up front?
Who can I contact if I have questions about fees or policies?
Our administrative team is happy to help explain our payment policies and provide guidance on next steps before you schedule.
